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    January 4, 2021
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MEDICARE ORIGINAL Medicare Medicare SUPPLEMENT AND YOU Health insurance for people 65 years of age or older Under 65 with certain disabilities Any age with end stage A supplement plan can help cover out-of pocket expenses Plan coverage is the same across all carriers, but pricing may vary from camer to carier renal disease With ALS Lou Gehrig's disease) Medicare coverage can seem complicated, at least until you get the hang of it. When can l apply to enroll? L. Anytime, it you're enrolled in Medicare Part A or BI The best time is during your inital open enrollment period. PART Hospital surance PART Medical insurance Orginal Medicare doesn't cover everything. A supplement plan picks up where Original Medicare leaves of. Find out more on your Original Medicare PART and vour Medicare Supplement options. Medicare Advantage noe atamativetorgna Madic These pen Ady 2 Special Enrollimeet Period Avera offers an open enrolment period during which no health questions are asked PART O Prescription Drug Coverage sta FLEXIBILITY When can l enrell? A variety of plans to meet your needs and budget 1. Initial Earellment Peried When you're frst eligble for Medicare, you have a 7month Inital Enrolment Period to sign up for Part A andlor Part 8 H you're eligible for Medicare when you turn 65 you can sign up duning the 7month period that begins 3 months before the month you tum 65. Be aware. after that Pmonth period you can sign up but you may havea penaty or you heve to wait until open enroliment PRESCRIPTION COVERAGE Part D coverage must be purchased separately, and a not included vwith a Medicare Supplement policy INCOME PROTECTION Holps pay for out-olcocket espenses, which makes it easier to manage your health care costs and avoid surprises to the budget. OUT-OF-POCKET COSTS Certain plans cover all out ot pocket epenses 2 Special Eorollment Periods Sign up anytime onco you are eligbie for Orginal Medicare you soil have insutance through your employer When employment or coverage ends you have eight months to sgn up for Original Medicare Part A or B * NETWORK ISTANDARO POLCIES) Choose any provider or hospital that accepts Medicare TRAVEL RESTRICTIONS Can be used anywhere in the US Limitations apply 'Need a Medicare Supplement Insurance Plan? Consider a Plan G with Avera Health Plans offering low rates and quality coverage Male famale, an Plan G S92.50 S85.4 Plan Gwin thh t S81.40 S75.54 HOHP Plan G S40.52 $37.60 Rates effetive Oct. L200. Diecounte apoly onty to Select olana. Avera Health Plans offers some of the lowest rates available for Plan G Medicare Supplement coverge. New this year for Select plans Plan G high deductible health plan offers a lower monthly premium. *A 12% household discount it you enroll in a Plan Gand live with someone who is 60- years old. OPEN ENROLLMENT Is Happening Now! We serve all of South Dakota and Northwest lowa and have trusted local agents ready to help you Avera Health Plans Call Kory Feltman at 605-743-0165. AveraHealthPlans.com/So MEDICARE ORIGINAL Medicare Medicare SUPPLEMENT AND YOU Health insurance for people 65 years of age or older Under 65 with certain disabilities Any age with end stage A supplement plan can help cover out-of pocket expenses Plan coverage is the same across all carriers, but pricing may vary from camer to carier renal disease With ALS Lou Gehrig's disease) Medicare coverage can seem complicated, at least until you get the hang of it. When can l apply to enroll? L. Anytime, it you're enrolled in Medicare Part A or BI The best time is during your inital open enrollment period. PART Hospital surance PART Medical insurance Orginal Medicare doesn't cover everything. A supplement plan picks up where Original Medicare leaves of. Find out more on your Original Medicare PART and vour Medicare Supplement options. Medicare Advantage noe atamativetorgna Madic These pen Ady 2 Special Enrollimeet Period Avera offers an open enrolment period during which no health questions are asked PART O Prescription Drug Coverage sta FLEXIBILITY When can l enrell? A variety of plans to meet your needs and budget 1. Initial Earellment Peried When you're frst eligble for Medicare, you have a 7month Inital Enrolment Period to sign up for Part A andlor Part 8 H you're eligible for Medicare when you turn 65 you can sign up duning the 7month period that begins 3 months before the month you tum 65. Be aware. after that Pmonth period you can sign up but you may havea penaty or you heve to wait until open enroliment PRESCRIPTION COVERAGE Part D coverage must be purchased separately, and a not included vwith a Medicare Supplement policy INCOME PROTECTION Holps pay for out-olcocket espenses, which makes it easier to manage your health care costs and avoid surprises to the budget. OUT-OF-POCKET COSTS Certain plans cover all out ot pocket epenses 2 Special Eorollment Periods Sign up anytime onco you are eligbie for Orginal Medicare you soil have insutance through your employer When employment or coverage ends you have eight months to sgn up for Original Medicare Part A or B * NETWORK ISTANDARO POLCIES) Choose any provider or hospital that accepts Medicare TRAVEL RESTRICTIONS Can be used anywhere in the US Limitations apply 'Need a Medicare Supplement Insurance Plan? Consider a Plan G with Avera Health Plans offering low rates and quality coverage Male famale, an Plan G S92.50 S85.4 Plan Gwin thh t S81.40 S75.54 HOHP Plan G S40.52 $37.60 Rates effetive Oct. L200. Diecounte apoly onty to Select olana. Avera Health Plans offers some of the lowest rates available for Plan G Medicare Supplement coverge. New this year for Select plans Plan G high deductible health plan offers a lower monthly premium. *A 12% household discount it you enroll in a Plan Gand live with someone who is 60- years old. OPEN ENROLLMENT Is Happening Now! We serve all of South Dakota and Northwest lowa and have trusted local agents ready to help you Avera Health Plans Call Kory Feltman at 605-743-0165. AveraHealthPlans.com/So