Health Coveragewith ConnectionsHOSPITALGecialNedyWhyAre Part of the Mixin Health InsuranceHealth Insurance: A Small BusinessRECRUITMENT TOOLSMALL&LARGE BUSINESSWhen it comes to health insurance, many of us don't think too farcommunity esources exat and how to hep peopleaccess those resouncesbeyond the card in our wallet that says we're covered.She encourages members to take full adantage of coveredservices k an annul welness wat, vaccinations andWhen Wayne Leuningrecommended cancer seseenings, butraditonal epectutionsgoes beyond thoseOnce pecple realze hey are on the phone wth a nea personom their heath inurance compary who cares and waneshelp hey are surprised but aiso open said Lauren CarkMember Heath Advocane with Ave Heam Panswho asoINDIVIDUAL & FAMILYputs out an ad to hirea new employee, thebenefits package isprominent healthinsurance 100% paidfor by employer.Cuenty at Aera He Pans, the inovement of memberheath advocanes provide suppont to membeers whose needswre mone complex They may hve a dttoult dagnoss, kecancer Or they may have mutiple chronic condsonsWhen heath insurance plan members get a cal foommember heah advocane asking "how are you dong.is there anything t can helo with mght oome as a bthas a master's degee in social workInvolvement of meber health advocates is in line wth theconcept known as population heath-in which the focusheath and preventon ather han jus ting ness ory"We lookng ino those dereminants that nuenceaperson's overal heath Cak sadof a surpriseit could be physicalenveonmental tactors conebuning so amember's oel heath, so s important to look ar those awl We had one member who had eerenced umerouss a home and kept ending upin the ER We learmed thatthere were a lot of nugs in the home causing that person totrpCak saidwa uwAt any gven ime DW ndustes employs 20-25 peopleThe Soux Fas SD.baed company bulds grain elevanos ando gou stuctunes For more than 20 years the comperyhs not only offeed hah iuance bu ao pad 100 pecent iof he pmum oc for its employees Tand a higher ausity of eA Real ConversatiosMany people dont understand all the ns and outs of therinsunce poley. "might seem ke just apece of paperCompeon is high in te consuction indoy for good employeenLeuning d Evevoody hes no ofer heath insurance Wehavemuch beter plan and thar's a e perk h ps that sy with mePopulaton heath asa concept is about keeping a populationof people heathier Its aso about helping pecple get he righteof cae at the right tmeMaybe the person has a transportationissue and cannot get to their regulardoctor's appointments. Maybe they needto see a specialist but live far away anddon't have the means to get there. Maybethey need help getting on board with anexercise plan or a healthier dietbece of the inuanceina saewith a roughy 3% unemployment rate employersLeuning need to think beyond salary a a ecument toolinasgy emplovers are looking to other benelits to eut andkoep employeesHelping people to be more engged in their own heth careand o be beer advocanes for their own heath is an impotanpecs of ths pue so Clark expects that noles like henswill become more and more commonpiace in the heathsuance ndustryec 0% of employees sed beneits were imponant to thersaction according so a port by the Soowty for Humansource Management"For us, this begins wth offering our mebers who are agreter ik an opcosunity to hve a real converation withare erson Clas sad s member heah advooaeswe beleve in heping our members wih their overal heathcae needs We want to help coordinate services, provideeducation and andwer questions or concems that may helpthem ach ther heah golsWhen a company looke at the benelits nat amact and retaploys hea insurance a the bggest diver net to actake-home salary sd Jordan Ardeon Vice Psident of Salesand Account Maagenent at Avera Heah Pans Deendng onvour indusy your employees may have other needs-dtal vision4n and gym rembursements for eampleGetting Menbers More Engaged"My role is geing members more engagedin theown health sd Cark, who a aned so know whatMERREALTHARYOCATESKI SBLIRC EN CLARAND NRONBenefit trends includeMedicare Supplement Gives New Retiree Peace of Mind While TravelingFeness incentves or dscountsVirtual cane options for easier and faster accessto providersMEDICARE SUPPLEMENTcoveage a An accident while campinig ths pant summer lether wih a legfracure that requied surgery and mone thantew followup acopoinementsAs e recentetee, LeceKoh and he husband Gary, enjoythe etr tme they now have for trauling hing huntingand spendng tme w famly and bierdsPan options that include high deductible heath plansMental heath coverage (Employee Assistance ProgramsiHowver, thanks to hee Medicane Suppiement ooley theytwwecovered Leee coud foous on resting and heainginsead of stressing about heath inaurance and bilsTo make that ranston into ement s worfree aspossble, Leee made sure they wne financaly protected forunexpected heath oos due to an injury or ness. They knewther Medicare Parn A and Part Binuance coverage mighte notbe enoughLuning ofers beneth plan for mat groups since he swochedasma butiness pan with Avera Health Pans His enpioyees havea $2.000 deductibe wh peks tht nude no co to ue veaovital a membenshio discounts to taciloies lke GreatrE Go&Fenns and Vues dscout progam wih dscounts for visionwe and wght magement progas"t was a seamiess and eftcent process for my claims so bepad My outolpocket openses were net to nothing and myagentsonded very aucy when I had questionswhe tracking her clams va Avera Hea Plans onine toolsshe discovered that without a Medicane Sucolement policthey would have been nesponsible for nearly S6,000 in outoThas because Medicare Pat Aand Part Booverage sione ethem sponsble for healh cane costs such as consuranceKICTUEASACEA THE GRAND CAN ENJFor ha employees the mone affordatie coet and quaity covenage ithe geest beneitcoays and deducsbespooket epensesA Medicare Supplement policy helps "it the gap in Medicanecoveage by ping for a porton of these remaining heathant to gve our gwn the best benetts for the buck Leuningsd Our premum went down when ee swched to Aves HesthPans sei ought it can offer bee insuance and save moneats a winwinTips for Choosing a Medicare Supplementcae cosWhenit comes to dhoosing a Medicare Sucpiemene policy thebest ing so do a ak with an agent adses Jodan AndersonVc President of Saies and Account Management for AverHealth PansCoverage for the UsexpectedWhat mamy people don't know-or thinkabout-is that yoor portion of thosecosts has no imit. That's where MedicareSupplement plars come in and reallymake a differenceKnowng that Leiee and ter huband shopped around forMedicare Sucolement polcy that woud te ther budpeandesyleHeath care s personal When your agert understands yourneods he or she can hep you select a plan that works best forvour estyle-bon now and ino the future Anderson sadAveraom our deren Medcare Supplement nsurancecamens o deemine whidh would best meet our needs ICall your agent or visitAlMedicare Supplement plans ane standandoed which meanthat aPan F is the same no mater which heath insunanceeAveraHealthPlans.comlooked for afordabilty great service and a wde range ofceverage, ncuding covenge while velingHealth PlanswahMaae ou work with However pricieg cananec he saidThey seed on an Avera Heath Pans policy, and it didt taklong for Koch to reale how vlble Medicare Supplement"Premium prices change from one camier to anoherand aso from year 0 ye Tha's why t's impon to shopound each yer-no maner how long you've had MedicareEndividual &FamilyEmployerMedicare Supplement Health Coverage with Connections HOSPITAL Gecial Nedy Why Are Part of the Mix in Health Insurance Health Insurance: A Small Business RECRUITMENT TOOL SMALL&LARGE BUSINESS When it comes to health insurance, many of us don't think too far community esources exat and how to hep people access those resounces beyond the card in our wallet that says we're covered. She encourages members to take full adantage of covered services k an annul welness wat, vaccinations and When Wayne Leuning recommended cancer seseenings, but raditonal epectutions goes beyond those Once pecple realze hey are on the phone wth a nea person om their heath inurance compary who cares and wanes help hey are surprised but aiso open said Lauren Cark Member Heath Advocane with Ave Heam Panswho aso INDIVIDUAL & FAMILY puts out an ad to hire a new employee, the benefits package is prominent health insurance 100% paid for by employer. Cuenty at Aera He Pans, the inovement of member heath advocanes provide suppont to membeers whose needs wre mone complex They may hve a dttoult dagnoss, ke cancer Or they may have mutiple chronic condsons When heath insurance plan members get a cal foom member heah advocane asking "how are you dong. is there anything t can helo with mght oome as a bt has a master's degee in social work Involvement of meber health advocates is in line wth the concept known as population heath-in which the focus heath and preventon ather han jus ting ness or y"We lookng ino those dereminants that nuence aperson's overal heath Cak sad of a surprise it could be physicalenveonmental tactors conebuning so a member's oel heath, so s important to look ar those a wl We had one member who had eerenced umerous s a home and kept ending upin the ER We learmed that there were a lot of nugs in the home causing that person to trpCak said wa u w At any gven ime DW ndustes employs 20-25 people The Soux Fas SD.baed company bulds grain elevanos and o gou stuctunes For more than 20 years the compery hs not only offeed hah iuance bu ao pad 100 pecent i of he pmum oc for its employees T and a higher ausity of e A Real Conversatios Many people dont understand all the ns and outs of ther insunce poley. "might seem ke just apece of paper Compeon is high in te consuction indoy for good employeen Leuning d Evevoody hes no ofer heath insurance Wehave much beter plan and thar's a e perk h ps that sy with me Populaton heath asa concept is about keeping a population of people heathier Its aso about helping pecple get he right eof cae at the right tme Maybe the person has a transportation issue and cannot get to their regular doctor's appointments. Maybe they need to see a specialist but live far away and don't have the means to get there. Maybe they need help getting on board with an exercise plan or a healthier diet bece of the inuance ina saewith a roughy 3% unemployment rate employers Leuning need to think beyond salary a a ecument tool inasgy emplovers are looking to other benelits to eut and koep employees Helping people to be more engged in their own heth care and o be beer advocanes for their own heath is an impotan pecs of ths pue so Clark expects that noles like hens will become more and more commonpiace in the heath suance ndustry ec 0% of employees sed beneits were imponant to ther saction according so a port by the Soowty for Human source Management "For us, this begins wth offering our mebers who are a greter ik an opcosunity to hve a real converation with are erson Clas sad s member heah advooaes we beleve in heping our members wih their overal heath cae needs We want to help coordinate services, provide education and andwer questions or concems that may help them ach ther heah gols When a company looke at the benelits nat amact and reta ploys hea insurance a the bggest diver net to act ake-home salary sd Jordan Ardeon Vice Psident of Sales and Account Maagenent at Avera Heah Pans Deendng on vour indusy your employees may have other needs-dtal vision 4n and gym rembursements for eample Getting Menbers More Engaged "My role is geing members more engagedin the own health sd Cark, who a aned so know what MERREALTHARYOCATESKI SBLIRC EN CLAR AND NRON Benefit trends include Medicare Supplement Gives New Retiree Peace of Mind While Traveling Feness incentves or dscounts Virtual cane options for easier and faster access to providers MEDICARE SUPPLEMENT coveage a An accident while campinig ths pant summer let her wih a legfracure that requied surgery and mone than tew followup acopoinements As e recentetee, LeceKoh and he husband Gary, enjoy the etr tme they now have for trauling hing hunting and spendng tme w famly and bierds Pan options that include high deductible heath plans Mental heath coverage (Employee Assistance Programsi Howver, thanks to hee Medicane Suppiement ooley theyt wwecovered Leee coud foous on resting and heaing insead of stressing about heath inaurance and bils To make that ranston into ement s worfree as possble, Leee made sure they wne financaly protected for unexpected heath oos due to an injury or ness. They knew ther Medicare Parn A and Part Binuance coverage mighte not be enough Luning ofers beneth plan for mat groups since he swoched asma butiness pan with Avera Health Pans His enpioyees have a $2.000 deductibe wh peks tht nude no co to ue veao vital a membenshio discounts to taciloies lke GreatrE Go &Fenns and Vues dscout progam wih dscounts for vision we and wght magement progas "t was a seamiess and eftcent process for my claims so be pad My outolpocket openses were net to nothing and my agentsonded very aucy when I had questions whe tracking her clams va Avera Hea Plans onine tools she discovered that without a Medicane Sucolement polic they would have been nesponsible for nearly S6,000 in outo Thas because Medicare Pat Aand Part Booverage sione e them sponsble for healh cane costs such as consurance KICTUE ASACE A THE GRAND CAN ENJ For ha employees the mone affordatie coet and quaity covenage i the geest beneit coays and deducsbes pooket epenses A Medicare Supplement policy helps "it the gap in Medicane coveage by ping for a porton of these remaining heath ant to gve our gwn the best benetts for the buck Leuning sd Our premum went down when ee swched to Aves Hesth Pans sei ought it can offer bee insuance and save mone ats a winwin Tips for Choosing a Medicare Supplement cae cos Whenit comes to dhoosing a Medicare Sucpiemene policy the best ing so do a ak with an agent adses Jodan Anderson Vc President of Saies and Account Management for Aver Health Pans Coverage for the Usexpected What mamy people don't know-or think about-is that yoor portion of those costs has no imit. That's where Medicare Supplement plars come in and really make a difference Knowng that Leiee and ter huband shopped around for Medicare Sucolement polcy that woud te ther budpe andesyle Heath care s personal When your agert understands your neods he or she can hep you select a plan that works best for vour estyle-bon now and ino the future Anderson sad Avera om our deren Medcare Supplement nsurance camens o deemine whidh would best meet our needs I Call your agent or visit AlMedicare Supplement plans ane standandoed which mean that aPan F is the same no mater which heath insunancee AveraHealthPlans.com looked for afordabilty great service and a wde range of ceverage, ncuding covenge while veling Health Plans wah Ma ae ou work with However pricieg cananec he said They seed on an Avera Heath Pans policy, and it didt tak long for Koch to reale how vlble Medicare Supplement "Premium prices change from one camier to anoher and aso from year 0 ye Tha's why t's impon to shop ound each yer-no maner how long you've had MedicareEndividual & Family Employer Medicare Supplement

Date: November 15, 2019

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Health Coverage with Connections HOSPITAL Gecial Nedy Why Are Part of the Mix in Health Insurance Health Insurance: A Small Business RECRUITMENT TOOL SMALL&LARGE BUSINESS When it comes to health insurance, many of us don't think too far community esources exat and how to hep people access those resounces beyond the card in our wallet that says we're covered. She encourages members to take full adantage of covered services k an annul welness wat, vaccinations and When Wayne Leuning recommended cancer seseenings, but raditonal epectutions goes beyond those Once pecple realze hey are on the phone wth a nea person om their heath inurance compary who cares and wanes help hey are surprised but aiso open said Lauren Cark Member Heath Advocane with Ave Heam Panswho aso INDIVIDUAL & FAMILY puts out an ad to hire a new employee, the benefits package is prominent health insurance 100% paid for by employer. Cuenty at Aera He Pans, the inovement of member heath advocanes provide suppont to membeers whose needs wre mone complex They may hve a dttoult dagnoss, ke cancer Or they may have mutiple chronic condsons When heath insurance plan members get a cal foom member heah advocane asking "how are you dong. is there anything t can helo with mght oome as a bt has a master's degee in social work Involvement of meber health advocates is in line wth the concept known as population heath-in which the focus heath and preventon ather han jus ting ness or y"We lookng ino those dereminants that nuence aperson's overal heath Cak sad of a surprise it could be physicalenveonmental tactors conebuning so a member's oel heath, so s important to look ar those a wl We had one member who had eerenced umerous s a home and kept ending upin the ER We learmed that there were a lot of nugs in the home causing that person to trpCak said wa u w At any gven ime DW ndustes employs 20-25 people The Soux Fas SD.baed company bulds grain elevanos and o gou stuctunes For more than 20 years the compery hs not only offeed hah iuance bu ao pad 100 pecent i of he pmum oc for its employees T and a higher ausity of e A Real Conversatios Many people dont understand all the ns and outs of ther insunce poley. "might seem ke just apece of paper Compeon is high in te consuction indoy for good employeen Leuning d Evevoody hes no ofer heath insurance Wehave much beter plan and thar's a e perk h ps that sy with me Populaton heath asa concept is about keeping a population of people heathier Its aso about helping pecple get he right eof cae at the right tme Maybe the person has a transportation issue and cannot get to their regular doctor's appointments. Maybe they need to see a specialist but live far away and don't have the means to get there. Maybe they need help getting on board with an exercise plan or a healthier diet bece of the inuance ina saewith a roughy 3% unemployment rate employers Leuning need to think beyond salary a a ecument tool inasgy emplovers are looking to other benelits to eut and koep employees Helping people to be more engged in their own heth care and o be beer advocanes for their own heath is an impotan pecs of ths pue so Clark expects that noles like hens will become more and more commonpiace in the heath suance ndustry ec 0% of employees sed beneits were imponant to ther saction according so a port by the Soowty for Human source Management "For us, this begins wth offering our mebers who are a greter ik an opcosunity to hve a real converation with are erson Clas sad s member heah advooaes we beleve in heping our members wih their overal heath cae needs We want to help coordinate services, provide education and andwer questions or concems that may help them ach ther heah gols When a company looke at the benelits nat amact and reta ploys hea insurance a the bggest diver net to act ake-home salary sd Jordan Ardeon Vice Psident of Sales and Account Maagenent at Avera Heah Pans Deendng on vour indusy your employees may have other needs-dtal vision 4n and gym rembursements for eample Getting Menbers More Engaged "My role is geing members more engagedin the own health sd Cark, who a aned so know what MERREALTHARYOCATESKI SBLIRC EN CLAR AND NRON Benefit trends include Medicare Supplement Gives New Retiree Peace of Mind While Traveling Feness incentves or dscounts Virtual cane options for easier and faster access to providers MEDICARE SUPPLEMENT coveage a An accident while campinig ths pant summer let her wih a legfracure that requied surgery and mone than tew followup acopoinements As e recentetee, LeceKoh and he husband Gary, enjoy the etr tme they now have for trauling hing hunting and spendng tme w famly and bierds Pan options that include high deductible heath plans Mental heath coverage (Employee Assistance Programsi Howver, thanks to hee Medicane Suppiement ooley theyt wwecovered Leee coud foous on resting and heaing insead of stressing about heath inaurance and bils To make that ranston into ement s worfree as possble, Leee made sure they wne financaly protected for unexpected heath oos due to an injury or ness. They knew ther Medicare Parn A and Part Binuance coverage mighte not be enough Luning ofers beneth plan for mat groups since he swoched asma butiness pan with Avera Health Pans His enpioyees have a $2.000 deductibe wh peks tht nude no co to ue veao vital a membenshio discounts to taciloies lke GreatrE Go &Fenns and Vues dscout progam wih dscounts for vision we and wght magement progas "t was a seamiess and eftcent process for my claims so be pad My outolpocket openses were net to nothing and my agentsonded very aucy when I had questions whe tracking her clams va Avera Hea Plans onine tools she discovered that without a Medicane Sucolement polic they would have been nesponsible for nearly S6,000 in outo Thas because Medicare Pat Aand Part Booverage sione e them sponsble for healh cane costs such as consurance KICTUE ASACE A THE GRAND CAN ENJ For ha employees the mone affordatie coet and quaity covenage i the geest beneit coays and deducsbes pooket epenses A Medicare Supplement policy helps "it the gap in Medicane coveage by ping for a porton of these remaining heath ant to gve our gwn the best benetts for the buck Leuning sd Our premum went down when ee swched to Aves Hesth Pans sei ought it can offer bee insuance and save mone ats a winwin Tips for Choosing a Medicare Supplement cae cos Whenit comes to dhoosing a Medicare Sucpiemene policy the best ing so do a ak with an agent adses Jodan Anderson Vc President of Saies and Account Management for Aver Health Pans Coverage for the Usexpected What mamy people don't know-or think about-is that yoor portion of those costs has no imit. That's where Medicare Supplement plars come in and really make a difference Knowng that Leiee and ter huband shopped around for Medicare Sucolement polcy that woud te ther budpe andesyle Heath care s personal When your agert understands your neods he or she can hep you select a plan that works best for vour estyle-bon now and ino the future Anderson sad Avera om our deren Medcare Supplement nsurance camens o deemine whidh would best meet our needs I Call your agent or visit AlMedicare Supplement plans ane standandoed which mean that aPan F is the same no mater which heath insunancee AveraHealthPlans.com looked for afordabilty great service and a wde range of ceverage, ncuding covenge while veling Health Plans wah Ma ae ou work with However pricieg cananec he said They seed on an Avera Heath Pans policy, and it didt tak long for Koch to reale how vlble Medicare Supplement "Premium prices change from one camier to anoher and aso from year 0 ye Tha's why t's impon to shop ound each yer-no maner how long you've had MedicareEndividual & Family Employer Medicare Supplement Health Coverage with Connections HOSPITAL Gecial Nedy Why Are Part of the Mix in Health Insurance Health Insurance: A Small Business RECRUITMENT TOOL SMALL&LARGE BUSINESS When it comes to health insurance, many of us don't think too far community esources exat and how to hep people access those resounces beyond the card in our wallet that says we're covered. She encourages members to take full adantage of covered services k an annul welness wat, vaccinations and When Wayne Leuning recommended cancer seseenings, but raditonal epectutions goes beyond those Once pecple realze hey are on the phone wth a nea person om their heath inurance compary who cares and wanes help hey are surprised but aiso open said Lauren Cark Member Heath Advocane with Ave Heam Panswho aso INDIVIDUAL & FAMILY puts out an ad to hire a new employee, the benefits package is prominent health insurance 100% paid for by employer. Cuenty at Aera He Pans, the inovement of member heath advocanes provide suppont to membeers whose needs wre mone complex They may hve a dttoult dagnoss, ke cancer Or they may have mutiple chronic condsons When heath insurance plan members get a cal foom member heah advocane asking "how are you dong. is there anything t can helo with mght oome as a bt has a master's degee in social work Involvement of meber health advocates is in line wth the concept known as population heath-in which the focus heath and preventon ather han jus ting ness or y"We lookng ino those dereminants that nuence aperson's overal heath Cak sad of a surprise it could be physicalenveonmental tactors conebuning so a member's oel heath, so s important to look ar those a wl We had one member who had eerenced umerous s a home and kept ending upin the ER We learmed that there were a lot of nugs in the home causing that person to trpCak said wa u w At any gven ime DW ndustes employs 20-25 people The Soux Fas SD.baed company bulds grain elevanos and o gou stuctunes For more than 20 years the compery hs not only offeed hah iuance bu ao pad 100 pecent i of he pmum oc for its employees T and a higher ausity of e A Real Conversatios Many people dont understand all the ns and outs of ther insunce poley. "might seem ke just apece of paper Compeon is high in te consuction indoy for good employeen Leuning d Evevoody hes no ofer heath insurance Wehave much beter plan and thar's a e perk h ps that sy with me Populaton heath asa concept is about keeping a population of people heathier Its aso about helping pecple get he right eof cae at the right tme Maybe the person has a transportation issue and cannot get to their regular doctor's appointments. Maybe they need to see a specialist but live far away and don't have the means to get there. Maybe they need help getting on board with an exercise plan or a healthier diet bece of the inuance ina saewith a roughy 3% unemployment rate employers Leuning need to think beyond salary a a ecument tool inasgy emplovers are looking to other benelits to eut and koep employees Helping people to be more engged in their own heth care and o be beer advocanes for their own heath is an impotan pecs of ths pue so Clark expects that noles like hens will become more and more commonpiace in the heath suance ndustry ec 0% of employees sed beneits were imponant to ther saction according so a port by the Soowty for Human source Management "For us, this begins wth offering our mebers who are a greter ik an opcosunity to hve a real converation with are erson Clas sad s member heah advooaes we beleve in heping our members wih their overal heath cae needs We want to help coordinate services, provide education and andwer questions or concems that may help them ach ther heah gols When a company looke at the benelits nat amact and reta ploys hea insurance a the bggest diver net to act ake-home salary sd Jordan Ardeon Vice Psident of Sales and Account Maagenent at Avera Heah Pans Deendng on vour indusy your employees may have other needs-dtal vision 4n and gym rembursements for eample Getting Menbers More Engaged "My role is geing members more engagedin the own health sd Cark, who a aned so know what MERREALTHARYOCATESKI SBLIRC EN CLAR AND NRON Benefit trends include Medicare Supplement Gives New Retiree Peace of Mind While Traveling Feness incentves or dscounts Virtual cane options for easier and faster access to providers MEDICARE SUPPLEMENT coveage a An accident while campinig ths pant summer let her wih a legfracure that requied surgery and mone than tew followup acopoinements As e recentetee, LeceKoh and he husband Gary, enjoy the etr tme they now have for trauling hing hunting and spendng tme w famly and bierds Pan options that include high deductible heath plans Mental heath coverage (Employee Assistance Programsi Howver, thanks to hee Medicane Suppiement ooley theyt wwecovered Leee coud foous on resting and heaing insead of stressing about heath inaurance and bils To make that ranston into ement s worfree as possble, Leee made sure they wne financaly protected for unexpected heath oos due to an injury or ness. They knew ther Medicare Parn A and Part Binuance coverage mighte not be enough Luning ofers beneth plan for mat groups since he swoched asma butiness pan with Avera Health Pans His enpioyees have a $2.000 deductibe wh peks tht nude no co to ue veao vital a membenshio discounts to taciloies lke GreatrE Go &Fenns and Vues dscout progam wih dscounts for vision we and wght magement progas "t was a seamiess and eftcent process for my claims so be pad My outolpocket openses were net to nothing and my agentsonded very aucy when I had questions whe tracking her clams va Avera Hea Plans onine tools she discovered that without a Medicane Sucolement polic they would have been nesponsible for nearly S6,000 in outo Thas because Medicare Pat Aand Part Booverage sione e them sponsble for healh cane costs such as consurance KICTUE ASACE A THE GRAND CAN ENJ For ha employees the mone affordatie coet and quaity covenage i the geest beneit coays and deducsbes pooket epenses A Medicare Supplement policy helps "it the gap in Medicane coveage by ping for a porton of these remaining heath ant to gve our gwn the best benetts for the buck Leuning sd Our premum went down when ee swched to Aves Hesth Pans sei ought it can offer bee insuance and save mone ats a winwin Tips for Choosing a Medicare Supplement cae cos Whenit comes to dhoosing a Medicare Sucpiemene policy the best ing so do a ak with an agent adses Jodan Anderson Vc President of Saies and Account Management for Aver Health Pans Coverage for the Usexpected What mamy people don't know-or think about-is that yoor portion of those costs has no imit. That's where Medicare Supplement plars come in and really make a difference Knowng that Leiee and ter huband shopped around for Medicare Sucolement polcy that woud te ther budpe andesyle Heath care s personal When your agert understands your neods he or she can hep you select a plan that works best for vour estyle-bon now and ino the future Anderson sad Avera om our deren Medcare Supplement nsurance camens o deemine whidh would best meet our needs I Call your agent or visit AlMedicare Supplement plans ane standandoed which mean that aPan F is the same no mater which heath insunancee AveraHealthPlans.com looked for afordabilty great service and a wde range of ceverage, ncuding covenge while veling Health Plans wah Ma ae ou work with However pricieg cananec he said They seed on an Avera Heath Pans policy, and it didt tak long for Koch to reale how vlble Medicare Supplement "Premium prices change from one camier to anoher and aso from year 0 ye Tha's why t's impon to shop ound each yer-no maner how long you've had MedicareEndividual & Family Employer Medicare Supplement

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