Come Home to a BETTER MORTGAGE NNA Black Hills FEDERAL CREDIT UNION SM EQUAL HOUSING LENDER Refinance » Lower Payment » Consolidate Debt » Shorten Term Explore Your Options >> bhfcu.com/BetterMortgage *Rates and Terms may vary based on creditworthiness and are subject to credit approval. All loans are subject to credit approval and subject to change without notice. Other restrictions may apply. Come Home to a BETTER MORTGAGE NNA Black Hills FEDERAL CREDIT UNION SM EQUAL HOUSING LENDER Refinance » Lower Payment » Consolidate Debt » Shorten Term Explore Your Options >> bhfcu.com/BetterMortgage * Rates and Terms may vary based on creditworthiness and are subject to credit approval . All loans are subject to credit approval and subject to change without notice . Other restrictions may apply .